请大家帮看看怎么省钱

http://www.mitbbs.com//article_t/Money/32542995.html

发信人: intheus (sunshine), 信区: Money
标  题: 请大家帮看看怎么省钱
发信站: BBS 未名空间站 (Wed Jul 29 10:56:05 2015, 美东)

我感觉我的的fedral tax，交的很高，加上social security, medicare,每两周扣近
400，接近20%. 我在德州没有州税。(而且我还没有买401，医疗保险之类的。先暂不考
虑这些)今天问HR benefit说和我填的W4数字关系，而且还告诉我找个CPA看填几最合适
，不一定要实事求是，我很吃惊不知道是不是真的，我年薪是税前 11万，两个孩子，
married，求助填几对我最合适呢。请大家帮我看一下下面填的对不对？

A Enter "1" for yourself if no one else can claim you as a dependent......
............(填1)

B Enter "1" if:• You are single and have only one job; or

• You are married, have only one job, and your spouse does not work;
or ...

• Your wages from a second job or your spouse's wages (or the total
of both) are $1,500 or less.

（LD5万左右，所以B这里只能是0吧？）

C Enter "1" for your spouse. But, you may choose to enter "-0-" if you
are married and have either a working spouse or more than one job. (Entering
"-0-" may help you avoid having too little tax withheld.) （请问C这里填0
好，还是填1好？）

D Enter number of dependents (other than your spouse or yourself) you will
claim on your tax return ........ （2个娃，所以这里是2吧？）

E Enter "1" if you will file as head of household on your tax return (see
conditions under Head of household above) .. （这个是0，我是明白的）

F Enter "1" if you have at least $2,000 of child or dependent care
expenses for which you plan to claim a credit ...(Note. Do not include child
support payments. See Pub. 503, Child and Dependent Care Expenses, for
details.)  （一个娃上daycare，所以F填1）

G Child Tax Credit • If your total income will be less than $65,000 ($
100,000 if married), enter "2" for each eligible child; then less "1" if
you have two to four eligible children or less "2" if you have five or
more eligible children.

• If your total income will be between $65,000 and $84,000 ($100,000
and $119,000 if married), enter "1" for each eligible child... （这里不明
白了，是不是按照我们的收入，这里就是0了？）



H Add lines A through G and enter total here. ▶  加起来就是4或5



请问应该填多少合适？多谢。特别是B，C，G3处拿不准。

而且不知为啥HR居然告诉W4上面的数字不一定真实，这个不对吧？
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